Uber drivers must meet certain standards upheld by the company before being contracted, and must operate in a standard outlined by Uber. The company’s app is easy to use, drivers arrive quickly, and the pricing is straightforward. However, given the unique nature of its services, who is liable for damages in the event of a collision?
The Impact of ‘Ride-Sharing’ on Insurance Coverage
- Most personal insurance policies do not cover ride-sharing
- Personal insurance policies may not cover the injuries that were sustained
- Additional coverage touted by ride-sharing companies often does not cover all types of injuries
- The company’s policy may not cover drivers that are involved in accidents when they are not carrying passengers, because they are not actually “on-the-clock”