Who is Liable in an Uber Accident?

Over the last year Uber has become a very popular mode of transportation in Las Vegas for residents and visitors alike. Uber is a ride-sharing service that contracts drivers to use their own personal vehicles to pick up passengers hailing their services through the use of a smartphone app.

Uber drivers must meet certain standards upheld by the company before being contracted, and must operate in a standard outlined by Uber. The company’s app is easy to use, drivers arrive quickly, and the pricing is straightforward. However, given the unique nature of its services, who is liable for damages in the event of a collision?

The Impact of ‘Ride-Sharing’ on Insurance Coverage

The practice of ride-sharing used by Uber means that a passenger is held to the standards of the driver’s insurance company for compensation in an accident. In contrast, a traditional taxi service provides the passenger with the comfort of knowing their driver is covered by the taxicab company’s insurance policy. Uber drivers are independently contracted and not required to use the ride-sharing company’s insurance.

In the event of an accident, Uber passengers, other motorists, and pedestrians could have their claims denied by the insurance companies. The reasons why compensation may be denied can include:

• Most personal insurance policies do not cover ride-sharing
• Personal insurance policies may not cover the injuries that were sustained
• Additional coverage touted by ride-sharing companies often does not cover all types of injuries
• The company’s policy may not cover drivers that are involved in accidents when they are not carrying passengers, because they are not actually “on-the-clock”

While it should be the responsibility of Uber to cover damages and injuries that result when a contracted driver causes a collision, there is no guarantee that the company will cover the victims’ expenses. In many instances, victims can be left to deal with costly injuries on their own while their personal insurance providers and Uber’s insurance providers argue over who should pay. 

If you or a loved one has been injured in an Uber accident in Las Vegas or Clark County, it’s important to know that you have legal rights. At De Castroverde Law Group we believe that Uber should take responsibility when their drivers cause collisions, and we can help you fight for fair compensation for your injuries and losses. Get in touch with our Las Vegas personal injury law firm today to discuss your legal options - call (702) 222-9999.