There
are more than 10 million auto accidents in the United States annually, according to the U.S.
Census Bureau. These stark numbers are padded in large part by the growing rate
of distracted driving (i.e. texting while behind the wheel), driving while under
the influence (DUI), drowsy driving, and other auto-related offenses. Indeed,
one in three Americans reported to AAA earlier this year that
a family member or loved one has been seriously injured or killed in a car
crash.
In
Las Vegas and Clark County alone, there are hundreds of auto accidents a year.
So, if you find yourself in this situation, what should you do? Here are some
top tips to protect yourself and others around you.
1. Stay on the scene.
Your
adrenaline is probably pumping after you’ve been involved in a collision. For
some, your natural instinct is to pull away, whether you’re at fault or not.
Stay there. Nevada law requires those involved in a car accident to remain on
scene, ensure all involved are uninjured, and exchange information with all
others involved.
2. Check for injuries.
Check
to see if yourself, your passengers, or those in the other car(s) involved in
the collision are not harmed. Call 911 for assistance if there are any injuries.
3. Move your vehicle to the side of the road and turn on your
hazard lights.
You
run the risk of another collision if you remain in the roadway. Do not exit
your car while on the road. If it’s possible to drive the car, pull over to the
side of the road and turn on your hazard lights.
4. Speak with the other driver and exchange insurance information.
The
information you’ll need includes:
- Name
- Address
- Phone
number
- License
plate number
- Make,
model, and issue date of the other car
- Insurance
company and policy number
Your
insurance company will need this information to process your claim. Keep the
conversation simple. Do not admit fault or guilt -- even “I’m sorry” can be
used again you down the line.
5. Gather evidence.
Take photographs of your car, focusing on the areas that have been affected by the crash. If witnesses are still around, ask them for their contact information to follow up afterward if you need to provide more details on the collision at a later date.
Take photographs of your car, focusing on the areas that have been affected by the crash. If witnesses are still around, ask them for their contact information to follow up afterward if you need to provide more details on the collision at a later date.
6. Speak to police.
If
the police were called to the scene, be sure to get the information of the
officer attending to the crash. Their name and badge number should be
sufficient. Ask them for a crash report number if it’s available.
7. Call your insurance company
and file your claim.
Call your insurance company so they can start processing your claim immediately. They should be able explain the process.
Call your insurance company so they can start processing your claim immediately. They should be able explain the process.
8. Keep your receipts.
If you were injured in the crash and required medical care, or if your car needed repairs at the auto shop, be sure to keep all of those receipts and diagnoses.
If you were injured in the crash and required medical care, or if your car needed repairs at the auto shop, be sure to keep all of those receipts and diagnoses.
9. Hire an attorney.
If you’ve faced hardship and injury as a result of the crash,
you could be eligible to recover compensation. An experienced attorney can
help you figure out your best course of action and what you might expect. Also,
if you have to fight with your insurance company, a lawyer will be able to
provide assistance.
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